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He was born in a place called Antioch, which lies in Tennessee of United States of America.According to some sources, he has a resounding net worth of million dollars and this proves how successful he has been.There are several wiki sites that contain information on him and his legendary biography.He is an extra ordinary talent and a great human being. He has not only been a marvelous author but also a huge motivational speaker and TV personality. He was born in the year 1960 on 3rd of September and this makes his age 54 at this time. Just a few months after being married, once we had entered that overwhelming world of budgetary purgatory, we knew we had to cut back on some expenses. Honestly, some of those things just didn’t seem as important as they once did, but there were other things that were deeply missed.We could’ve made allowances for spending more money. For my birthday last year she gave me 12 envelopes, one for each month of the coming year.He also focuses on the psychology of money; Dave knows that an investor's worst enemy is often themselves.In my experience, I know that if goals are not attainable and easy to understand, people fail early or they don't even make an attempt to reach a goal.This general respect of Dave Ramsey, combined with extensive financial services background and mutual funds expertise, makes me qualified to provide some insight into the best and worst of Dave's investment advice (although he's not licensed to sell securities and does not technically call it "advice").Dave's best value to his audience is that his message is simple, easy to understand and often entertaining.